Do You Owe Money To Mortimer Clarke Solicitors?
Who are Mortimer Clarke Solicitors? #
Mortimer Clarke Solicitors is a debt collection company. Their full name is Mortimer Clarke Solicitors Limited. Company number: 06211733. They’re authorised and regulated by the Financial Conduct Authority (FCA) to collect debts in the UK.
Let’s take a closer look at how they work and what you can expect.
Will Mortimer Clarke Solicitors come to my house to collect debts? #
Mortimer Clarke Solicitors may send field agents to your home to talk about the debt. This can be upsetting for you and your family. They might also charge for the visit, which can add to the amount you owe.
Their approach can take a toll on your mental and physical health. But you don’t have to deal with it alone. A trusted debt adviser can speak on your behalf and help you understand your rights.
We’ve helped many people deal with firms like Mortimer Clarke. Our job is to give you clear, honest support—and help you take control of your situation.
How will Mortimer Clarke Solicitors chase me if I don’t pay? #
Mortimer Clarke Solicitors use computer systems to track contact with you and manage your case. These systems help them stay organised—and make a profit.
Their tone can feel pushy. You might have seen reports or TV programmes showing how stressful debt collection visits can be. While some rules have changed to reduce these powers, the pressure can still feel intense.
If they’ve bought your debt, you’ll likely hear from them by phone and letter. That letter will explain what they say you owe, including added fees. It will also set a deadline—often just seven days—to pay the full amount. The aim is to get you to respond quickly and agree to a repayment plan.
The letter may list a few next steps, such as:
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A home visit
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A County Court Judgment (CCJ)
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A threat of bankruptcy (for debts over £750)
These are standard tactics in debt collection letters. Try not to panic.
If you’ve heard from Mortimer Clarke Solicitors, get in touch with us. We’ll explain your options and speak to them for you. You don’t have to face this alone.
Can Mortimer Clarke Solicitors take me to court? #
Yes. Mortimer Clarke Solicitors may proceed with litigation through the courts as a last resort if you do not answer their calls or other communications, or if they are unable to agree on a payment plan with you.
How do you deal with Mortimer Clarke Solicitors? #
You can try to work with the company to agree on a settlement or payment plan. However, this can be stressful if they are persistent in their approach and if you don’t know your rights.
Alternatively you can work with an organisation like IVA Advice. We’ll fight your corner and do our best to deal with the collectors on your behalf and minimise how much you have to repay.
We can help #
We handle thousands of debt enquiries across the UK. We keep things simple, act quickly, and always treat people with respect.
We offer a range of debt solutions and deal with many different creditors. Because we’re independent, we’ll help you find the most suitable option for your situation—and we’ll work to keep your repayments as low as possible.
What rights do I have against Mortimer Clarke Solicitors? #
In the UK, you have rights that protect you and your family when dealing with debt collectors.
- Mortimer Clarke Solicitors are not allowed to harass you. They can contact you more than once—but only if it’s reasonable. There’s no fixed rule on what “reasonable” means, but if the contact feels like pressure or harassment, that’s not okay. You can ask them to contact you in writing only—but make sure you read and respond to those letters.
- They cannot speak to your family, friends, or neighbours about your debt. This is protected under UK data laws.
- They’re not allowed to pretend they have powers they don’t. Some companies have sent letters that look like court documents—this is now against the law.
- They cannot lie to you, threaten you, or be abusive in any way.
If you’re feeling stressed or unsure, get in touch with us. We’ll explain what you can do and help you take the next step.
Mortimer Clarke Solicitors Frequently Asked Questions #
If you ignore your debts with Mortimer Clarke Solicitors, they have the choice of a few different approaches.
Mortimer Clarke Solicitors may make a court claim against you, which is a cheap but popular way for them to reclaim their money. If they choose this method, you will receive a claim form through the post, and you either have to pay the money in full or register a dispute. If you dispute the bill against Mortimer Clarke Solicitors, you should take legal advice, as a lot of defences will not work in this situation. A CCJ will stay on your credit file for six years.
It may be possible to write off any debts that you have with Mortimer Clarke Solicitors if you have a total of £5,000 or more of unsecured debts. Your total debt can include loans, credit cards, catalogues, payday loans, overdrafts and any other unsecured debt.
Mortimer Clarke Solicitors are a collections agency; this means that they can instigate bulk debt purchase from many sources and legally pursue customers for repayments. Some of the most common debt accounts for collections agencies are council tax arrears, parking fines, benefit overpayments, loans, credit cards, telephone bills, water and utility bills.
Mortimer Clarke Solicitors’s specific clients include Natwest, PayPal and Santander. If you do not meet the conditions of your credit agreement with these companies, they may give Mortimer Clarke Solicitors the option to buy the debt.
Mortimer Clarke Solicitors are likely only to pay a few pence per pound of debt they buy from each creditor. They make it their job, to profit on each debt portfolio they purchase from others.
Mortimer Clarke Solicitors is an appointed representative of MORTIMER CLARKE SOLICITORS LIMITED which is authorised by the FCA. MORTIMER CLARKE SOLICITORS LIMITED are legitimate debt payment collector company.
MORTIMER CLARKE SOLICITORS LIMITED, company registration number 06211733**,** has a registered office address at 16-22 Grafton Road, Worthing, West Sussex, England, BN11 1QP.
These are the best contact details for these debt collectors are:
- Phone number: +44 333 121 4454
- Online payment: https://www.mortimerclarke.co.uk (you’ll need your reference number for your Mortimer Clarke Solicitors login)
- Post: 16-22 Grafton Road, Worthing, West Sussex, England, BN11 1QP
If you feel that Mortimer Clarke Solicitors have not treated you fairly, or you have a complaint relating to their agent or repayment plan, you can raise your grievance in one of the following ways:
- Phone: +44 333 121 4454.
- Post: 16-22 Grafton Road, Worthing, West Sussex, England, BN11 1QP
Remember to have your debt letter and file number to hand, along with full details of your circumstances.
If you are not satisfied with the response, you can escalate your case to the Financial Ombudsman Service, or the Information Commission. It’s wise to include a copy of any key evidence for your case, so someone else can easily understand your perspective.
You can typically pay your debt balance with a debt collection agency by credit card, debit card, standing order and direct debit; they accept a lump sum or part payments. You can often agree on a payment plan by registering for an online account.
If your account has progressed to a bailiff knocking at your door, be sure to confirm their identity before considering paying them or handing over items of property, and always get a receipt. The firm will likely add collection fees every time they visit, so the time to get debt guidance is now.
Alongside the support and expertise that we offer at IVA Advice, numerous independent bodies can support you with debt matters, such as National Debtline, StepChange and Citizens Advice. By just reading one article or guidelines document from the charity, you’ll see that you are not alone in this process.
Sadly debt collectors are very persistent in chasing down money. They paid another company for your debt, so they only make a profit if you make a payment that is more than what they paid, plus the operating costs linked to the debt collectors on your case.
Debt collectors may chase you for up to six years, depending on where you are based in the UK and the type of debt.
Bailiffs can only enter your home if they recovering debt linked to stamp duty, income tax or criminal fines. This should be a last resort option for debt collectors. They can only use reasonable force when entering, which generally means they should use a locksmith rather than breaking down your door.
See the table of contents for more information on dealing with debt collectors.
If a debt collection agency is chasing you, it’s likely because they believe you owe them money for a debt they have purchased from another company.
When calculating what an affordable debt payment looks like for you, it’s essential to list all of your income and expenditure and see what money you can free up for debt repayments without leaving yourself or your family without essentials.
Debt agencies have rights to take you to court, but they can’t send you to prison for not making a debt payment.
Debt companies have rights to chase your for payment for up to six years from the last point that you acknowledged the debt or made a payment, unless they secure a County Court Judgment. Otherwise, debt solutions such as an IVA are one way its possible to write off a proportion of your debt that you can not afford.
A court can issue a CCJ if a debtor fails to repay his or her creditors. It can harm your chances of securing more credit for six years. You may even struggle to secure a mobile phone contract.
In Scotland, the CCJ process works a little differently and is known as enforcing a debt by diligence.
If you don’t make a payment in full for your CCJ within 30 days of its issue then the CCJ will go on your credit report for six years. That is the case even if you repay the CCJ in full in less than six years. This is likely to reduce your chances of securing more credit.
An individual voluntary arrangement is a legal agreement that commits you to making a specific and affordable monthly payment for usually five years, after which time the rest of the money you owe is written off.
75% of your creditors must agree to this arrangement for it to proceed and you must work with an Insolvency Practitioner to be eligible.
The standard term for an IVA is five years, but it could be shorter if you overpay, or longer if you agree a payment holiday with your Insolvency Practitioner.
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We help to connect people who are struggling under the stress of debt, or battling with collectors and companies like Mortimer Clarke Solicitors to find easy, quick and confidential advice about their debt situation. We are fully independent, which enables us to connect you with the best provider for your specific needs.
Senior Debt Specialist at IVA Advice #
I am a Debt Specialist with over 10 years of experience working with FCA Regulated Finance Companies in the insurance, credit card, loan and debt industry.
I am very familiar with The Civil Enforcement Association and the High Court Enforcement Officers Association and I have written extensively on debt matters.
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