Blog
How Does an IVA Affect Your Home and Property?
How an IVA affects your home, equity, mortgage, renting position and property risk, including what usually happens near the end.
Debt advice guides
Debt Advice Blog
Clear guides on IVAs, debt management plans, bailiffs, debt collectors, and practical debt options.
How to read these guides
Start with the problem, then compare your options
The debt advice blog is for practical situations: creditor letters, bailiff worries, missed payments, IVA questions, and deciding whether a formal debt solution is suitable.
Use these guides to understand the problem first, then compare the possible routes. Some readers may be suitable for an IVA, but others may need a Debt Management Plan, Debt Relief Order, bankruptcy advice, or informal creditor support.
Popular Topics:
- Bankruptcy vs IVA: Which Is Right For You?
- What Bailiffs Can and Can’t Take From Your Home
- Can Bailiffs Force Entry?
- How to Find Out All Your Debts
- Statute of Limitations on Debt
Struggling with debt? Use the free IVA calculator if you want to check whether an IVA could fit your situation, or start with Debt Help to compare broader options.
Latest articles
Practical debt guides
Each article is written to help you understand the issue clearly before deciding whether an IVA, a debt management plan, a Debt Relief Order, bankruptcy, or another route may fit.
Blog
Bankruptcy vs IVA: Which Is Right for You?
Compare bankruptcy and IVAs by duration, costs, home risk, job impact and suitability, with DROs included as a third option.
Blog
Can You Hide Money from an IVA?
Hiding money, assets, or income from your IVA is a breach of the arrangement. Here's what happens if you try — and why it's not worth the risk.
Blog
Can You Rent with an IVA?
Yes, you can rent with an IVA. But landlords will see it on credit checks. Here's how to find rental properties and what to tell letting agents.
Blog
Does an IVA Affect Your Job?
An IVA won't affect most jobs. But if you work in finance, law, or the armed forces, you might face restrictions. Here's what employers can see.
Blog
How to Find Out All Your Debts
Not sure exactly what you owe? Here's how to get a full picture of your debts using free credit reports, creditor letters, and HMRC records.
Blog
What Can Bailiffs Actually Take?
Bailiffs can take luxury items like TVs and cars to sell at auction. But they can't take essential items, tools you need for work, or belongings that …
Take the next step
Need help deciding what fits?
Use the free IVA assessment or start with the debt help guide to compare options before you choose a formal debt solution.