Do you owe money to Gladstones Solicitors?
Who are Gladstones Solicitors? #
Gladstones Solicitors are a debt collection company with a company number of 07535449. Their full company name is GLADSTONES SOLICITORS LIMITED. They are authorised and regulated by the Financial Conduct Authority (FCA) to collect debts in the UK.
Will Gladstones Solicitors come to my house to collect debts? #
As a debt collection agency, Gladstones Solicitors may appoint field agents to make home visits to discuss the alleged debt. These visits can be very distressing for debtor and the entire family. They may also charge for these visits, which increases how much debt you owe.
Gladstones Solicitors’ methods of recouping money can have a negative effect on your mental and physical health. You do not have to face them alone; you can appoint a debt advice company to represent your interest.
As a long-established independent debt services website, we have a vast experience of dealing with creditors such as Gladstones Solicitors. We make it our responsibility to support individuals who are experiencing their tactics and threats with the debt help they need to get their financial situation back on track.
How will Gladstones Solicitors chase me if I don’t pay? #
Solicitors normally use case-management systems to record correspondence, disputes and court steps. That does not give them enforcement powers. Focus on the named client, verified account and document stage rather than assumptions about the firm’s motives.
If the company purchases your debt, you’ll likely first hear about this by phone call and letter. This initial message sets out their pre-action protocol. The letter will outline the money you owe, along with any charges and penalties they have added. The company will likely provide a tight deadline for you to come up with the money to repay the debt in full; often seven days. The point of this tactic is to incentivise you to contact them and agree on a repayment method.
The letter from Gladstones Solicitors generally outlines two or three next steps, typically:
- A home visit
- A county court judgement (CCJ), issued by Gladstones Solicitors if you fail to repay the debt within this tight deadline
- A threat of a creditor’s bankruptcy petition. In England and Wales, the qualifying debt owed to a petitioning creditor must be at least £5,000 and the formal court conditions must be met; Scotland and Northern Ireland use different processes.
These letters are standard communications from debt collection parties, so don’t take them to heart.
Can Gladstones Solicitors take me to court? #
Yes. Gladstones Solicitors may proceed with litigation through the courts as a last resort if you do not answer their calls or other communications, or if they are unable to agree on a payment plan with you.
How do you deal with Gladstones Solicitors? #
You can try to work with the company to agree on a settlement or payment plan. However, this can be stressful if they are persistent in their approach and if you don’t know your rights.
You can also use a free or regulated debt adviser to check the account, protect priority bills and compare affordable options. No adviser can guarantee that a balance will be reduced.
We can help #
The appropriate route depends on the verified debts, income, essential costs, assets and location. Compare formal and informal solutions, their fees, risks and alternatives before deciding.
What rights do I have against Gladstones Solicitors? #
As a citizen of the United Kingdom, you have certain rights to protect you and your family’s wellbeing when dealing with debt collectors who are chasing you for money.
- A regulated firm must not contact customers at unreasonable times or in an excessive or oppressive way, and must take account of reasonable requests about when, where and how contact happens. Put your preference in writing and keep evidence.
- Gladstones Solicitors cannot speak to your family, friends or neighbours about your debts. This procedure is in line with UK data protection laws.
- Gladstones Solicitors cannot pretend that they have powers which they do not possess. In the past creditors have used documents that appear to be official court documents. A law is now in place to prevent this from happening.
- Gladstones Solicitors cannot threaten you, abuse you or tell lies to collect your money.
If Gladstones Solicitors is pursuing one of several unaffordable debts, an approved IVA may stop direct contact for an included qualifying debt. Do not ignore a court deadline; compare all options before choosing a formal solution.
Gladstones Solicitors Frequently Asked Questions #
If you ignore your debts with Gladstones Solicitors, they have the choice of a few different approaches.
Gladstones or its client may bring a claim if it believes a recoverable debt is due. Court action is not automatic. If you receive a Letter of Claim or claim form, respond by the deadline and get advice if you dispute the account or cannot afford payment. A judgment is normally registered for six years unless paid in full within one month.
A qualifying account handled by Gladstones may be included in a suitable formal debt solution, but no £5,000 threshold guarantees that debt will be written off. The legal owner, debt type, litigation stage, eligibility and successful completion all matter.
Gladstones Solicitors are a collections agency; this means that they can instigate bulk debt purchase from many sources and legally pursue customers for repayments. Some of the most common debt accounts for collections agencies are council tax arrears, parking fines, benefit overpayments, loans, credit cards, telephone bills, water and utility bills.
Do not rely on an undated client list. Check the client and legal owner named on the letter, and ask for the account statement and authority to act or assignment evidence where relevant.
Gladstones may act for a creditor rather than own the account. Ask who the legal creditor is, request the statement and relevant authority or assignment evidence, and respond to any formal pre-action or court deadline. Do not assume a portfolio purchase price or that it changes the legal balance.
Gladstones Solicitors is an appointed representative of GLADSTONES SOLICITORS LIMITED which is authorised by the FCA. GLADSTONES SOLICITORS LIMITED are legitimate debt payment collector company.
GLADSTONES SOLICITORS LIMITED, company registration number 07535449**,** has a registered office address at High Legh Park Golf Club Warrington Road, High Legh, Knutsford, England, WA16 6AA.
These are the best contact details for these debt collectors are:
- Phone number: +44 1565 755088
- Online payment: https://gladstonessolicitors.co.uk/ (you’ll need your reference number for your Gladstones Solicitors login)
- Post: High Legh Park Golf Club Warrington Road, High Legh, Knutsford, England, WA16 6AA
If you feel that Gladstones Solicitors have not treated you fairly, or you have a complaint relating to their agent or repayment plan, you can raise your grievance in one of the following ways:
- Phone: +44 1565 755088.
- Post: High Legh Park Golf Club Warrington Road, High Legh, Knutsford, England, WA16 6AA
Remember to have your debt letter and file number to hand, along with full details of your circumstances.
If you are not satisfied with the response, you can escalate your case to the Financial Ombudsman Service, or the Information Commission. It’s wise to include a copy of any key evidence for your case, so someone else can easily understand your perspective.
You can typically pay your debt balance with a debt collection agency by credit card, debit card, standing order and direct debit; they accept a lump sum or part payments. You can often agree on a payment plan by registering for an online account.
If an enforcement agent attends, confirm identity, authority, the case-received date and the itemised fee calculation. Statutory fees are stage-based rather than automatically charged for every visit. Get urgent advice before signing a controlled-goods agreement.
Alongside the support and expertise that we offer at IVA Advice, numerous independent bodies can support you with debt matters, such as National Debtline, StepChange and Citizens Advice. By just reading one article or guidelines document from the charity, you’ll see that you are not alone in this process.
Do not assume that the solicitor or its client bought the account or paid a particular price. Ask who owns the debt and request the statement and authority to act. Commercial purchase terms do not create a settlement tariff.
Debt collectors may chase you for up to six years, depending on where you are based in the UK and the type of debt.
A solicitor or debt collector cannot force entry or take goods. An enforcement agent acts under a separate legal process, and residential entry powers depend on the debt, premises, paperwork and any earlier control of goods. A warrant does not create a general right to break into a home; check the authority and get urgent advice.
See the table of contents for more information on dealing with debt collectors.
If a debt collection agency is chasing you, it’s likely because they believe you owe them money for a debt they have purchased from another compan
When calculating what an affordable debt payment looks like for you, it’s essential to list all of your income and expenditure and see what money you can free up for debt repayments without leaving yourself or your family without essentials.
Debt agencies have rights to take you to court, but they can’t send you to prison for not making a debt payment.
Limitation depends on the debt, relevant dates, jurisdiction and any existing court action. Get advice before paying or acknowledging an old account. If several verified debts are unaffordable, compare all suitable debt solutions rather than assuming an IVA is the answer.
A court can issue a CCJ if a debtor fails to repay his or her creditors. It can harm your chances of securing more credit for six years. You may even struggle to secure a mobile phone contract.
In Scotland, the CCJ process works a little differently and is known as enforcing a debt by diligence.
If you don’t make a payment in full for your CCJ within 30 days of its issue then the CCJ will go on your credit report for six years. That is the case even if you repay the CCJ in full in less than six years. This is likely to reduce your chances of securing more credit.
An individual voluntary arrangement is a legal agreement that commits you to making a specific and affordable monthly payment for usually five years, after which time the rest of the money you owe is written off.
An IVA proposal is supervised by a licensed insolvency practitioner and is generally approved if at least 75% by value of participating creditors vote in favour, subject to the connected-creditor safeguard.
The standard term for an IVA is five years, but it could be shorter if you overpay, or longer if you agree a payment holiday with your Insolvency Practitioner.